Life Insurance Settlement transactions are gaining popularity among senior consumers all over America. While they are not appropriate for all seniors, they can literally be life savers for many.

In a study we conducted earlier this year we asked boomers about their current economic condition and their predictions for the future. The majority of boomers agreed that times are very difficult right now, and most think it will remain bleak for the next year. But when they predicted their future five years out, they were much more positive. Ten years into the future, they told us everything would be great. We wonder: Based on what? Tea leaves? Crystal balls? Time travel?

Few have remained unscathed by the turmoil in the markets! People are "shell-shocked" and are asking, "who do I trust?" Action is required - you must take steps to reduce or eliminate risks and help you rebalance your life. Your happiness, self-esteem and financial security are at stake.

Your credit score tells lenders how likely you are to pay back a loan, but, surprisingly, too many Americans don't know theirs.

My wife and I started a Wealth Road Map for our three children just before a scheduled quintuple bypass heart operation some years ago. It was important to let our family know about our wealth and where it was located, plus a few other important pieces of information to help through the "inheriting" part of their lives...

Attorney General Terry Goddard is warning consumers that "Business Opportunity" scams are on the rise in Arizona. An increasing number of ads in the media and on the
Internet make claims that you can quit your job, be your own boss and bring in an executive salary. Consumers can protect themselves by asking a few questions...

Have you gotten a snow job or the runaround on reverse mortgages? Then to get better, more reliable information, you should be talking to a reverse mortgage specialist, Dave Bryzelak of Next Generation Financial Services.

With some planning and new habits, getting your finances organized may be easier than you think. Whether you're 18 or 80, you'll find that making a simple plan to manage your money will mean you have more of it in hand when you need it.