When to reduce your stock and bond market exposure

A foreboding and rapidly approaching day of reckoning hangs over our once great nation, as our leaders from both political parties continue a decades-long pattern of ostrich-like averting of their eyes to engage in self-serving actions that invariably fail to address the numerous unsustainable problems that have befallen us. As each successive administration embraces the flawed fiscal and regulatory policies of their predecessors in a blind attempt to defy the inviolate laws of economics, our nation has chosen to merely perpetuate a ruinous course of action that can only end in financial calamity.

Tips on planning a family vacation with the grandkids

Time spent with your grandchildren builds important bonds that lead to meaningful lifelong relationships. So it makes sense that you might jump at the opportunity to spend not only a few hours, but an entire vacation with your grandkids.

Time enough at last: Volunteering options for recent retirees

When you think about retirement, what are the first words that come to mind? For most people, those words are "At last!" But for people who relish the idea of staying busy and can't envision a life without work, their first thoughts might be something more along the lines of "What will I do with all that time?" If this sounds like you, hold tight. We've got an idea that just might float your boat: Volunteering.

How to start a monthly potluck tradition in your neighborhood

Potluck dinners are making a comeback in neighborhoods all over the country. Since the economy is slowly recovering, many of us are looking to entertain again--but still stay on a budget. Gone are the expensive dinners out with friends and the catered fancy dinner parties. Many of us are turning to low-key entertaining, the kind where we can mingle with our neighbors and bring the children along. There's no better time than now to revive the classic neighborhood potluck dinner.

Arts for Alzheimer's: Movie Screenings Jog Memories

Aunt Tilly doesn't chat or interact much since her Alzheimer's reached its current stage. She has trouble remembering names and faces, or recalling what was said to her just a few minutes ago. Yet one day you're watching TV with her and she suddenly announces, "There's Trevor Howard!" or "My favorite scene is coming up!"

The 7 best websites for fantasy football and online gaming

If you think that online gaming is just for kids, you're a lot older than you're letting on. The fact is, the Internet is no longer the turf of the young and underdeveloped--if it ever really was. And more and more people headed into http://epmgsenior.www.clients.ellingtoncms.com/admin/news/story/51002/#their sunset years are taking to the Internet as a way of not only keeping up with friends and family via social media, but also as a fun diversion from the doldrums of everyday life.

Why tracing your family tree could be a hobby that lasts generations

Tracing your family tree can be an exciting way to cement the bonds among your living family and pass a tradition through generations.

Preparing for the winter: Should you get the flu vaccine?

Winter is now upon us -- with a vengeance in many areas of the United States. Along with winter comes the inevitable flu outbreaks. Whether it is your coworker, your child, or the lady who checks you out at the grocery store, somebody around you probably has either had the flu, has it right now, or will be getting it soon. However, nobody has to get the flu from you, and you don't have to leave yourself open to catching it either.

What the doctor ordered: Tips on determining the right activity level for your vacation

One of the best things about making vacation plans through a travel agent or a travel club is that in most cases, the items that appear on the activities menu are graded by activity level. If you're planning a vacation and you're concerned that you might overextend yourself or put your health in jeopardy by attempting to tackle something you're not fit enough for, first have a talk with your doctor. Though he or she will give you an accurate assessment of what they think you're physically capable of, never ignore that little voice in the back of your head.

What U.S. monetary and fiscal policy means for your personal budget

The monetary and fiscal policies of the U.S. Federal Government today have an impact on every citizen's personal budget. While this unnerving fact is in disharmony with the clear intentions of our founding fathers for a limited central government for our republic, this harsh reality has become undeniable.

What is eco-travel and how can I participate?

Eco-travel is environmentally and socio-culturally responsible travel that benefits the welfare of the locals. It causes minimal damage to the environment by limiting use of fossil fuel and providing environmentally-friendly accommodations; respecting cultures and economies by involving local communities at an organizational level; helping educate people about the environment; and donating part of their revenues to conservation.

The beginning astronomer: Tips on how to buy a telescope and what to look for

If you've ever envisioned yourself as an amateur astronomer, there's never been a better time to make that dream come true. Modern technology has put into the hands of average folk the ability to find and study heavenly bodies in a way that would have turned Galileo green with envy--and it can all be yours without having to cough up a small fortune. Here are a few tips for novice astronomers on how to buy a telescope and what to look for.

How to prepare now for richer garden soil this spring

Start preparing in the fall for rich garden soil for your plants in the springtime.

Keep working or retire now?

While your heart may be on a beach hammock between two palm trees, your head may be thinking about paying bills and getting by on a fixed income. One of the challenges many Boomers are now facing is determining whether to retire now or wait until pension and Social Security checks start rolling in.

How your grandchildren can be an asset to your fitness routine

With non-stop energy levels and unbridled enthusiasm, our grandchildren are a great asset to staying fit. Think of them as your own personal fitness trainer! Most importantly, our grandkids don't just keep us physically active -- they keep us mentally active, too. From helping us embrace change to reminding us that the world is filled with possibilities, our grandchildren's creativity, enthusiasm and excitement over simply being alive is incredibly infectious.

Where to meet and make friends after 65

Whatever your situation may be--a recent retirement, loss of a spouse or friend, or relocation to a senior living community or new city--you have found yourself looking for new friends. There are countless social and emotional benefits of friendship, and studies have even shown that fulfilling friendships can be as beneficial to your health as giving up smoking.

The Pros and Cons of Viagra Use

Once you reach a certain age, the question is likely to cross your mind: Should I use Viagra or not? The fact is, Viagra use has become so common today that even the "young pups" -- who we really doubt need it, by the way -- are using it too. However as an older and wiser man, you know that like any medication it has got to have some pros and cons. Here are a few things you might want to consider before you try Viagra.

How to find the best brain games and puzzles for your personality

There's an awful lot of discussion out there among doctors, scientists and other people in white coats as to the effect of brain-stimulating activity on things like senility and Alzheimer's. Unfortunately, all that discussion isn't producing any real answers--not yet, anyway. But you don't have to wait around for the jury to return a verdict on whether stimulating mental activities can keep your mind sharp.

Get savings savvy: Tips and tricks for couponing in the Internet era

Couponing is cool again! Learn about the 4 kinds of coupons, and how to optimize your savings when couponing.

One endangered destination you should visit before it's gone

Visit this endangered vacation destination before it's gone!

Rekindling the spark: Timeless romantic destinations

You don't have to wait for Valentine's Day to try to rekindle your romantic spark. In fact, your better half will probably appreciate it if you don't wait to express your love until the spirit of the season moves you. But don't just spring for a dozen red roses; ramp up your efforts by whisking your loved one away to one of these five timeless romantic destinations.

On the right path: Finding a hiking trail that matches your fitness level

Hiking is one of the most versatile and affordable sports out there. It's healthy, it doesn't require any specific skills or techniques, and you can do it practically anywhere. And unlike other sports that may place undue stress on one or more body parts, hiking offers a good all-around workout that improves your posture, tones your body, and burns fat. All you need is a good pair of walking shoes or boots, a bottle of water, and a good hiking trail.

Why you should put your pet in your will

Many retirees have pets for companionship, and they love their pets like family. Sharing your life and your home with a pet can be one of the best ways to ward off depression and give you purpose in each day. As you age, it's a good idea to put your beloved pet in your will.

How a gym membership could bring down health insurance costs

Thinking about joining a gym? Good for you! As you grow into your golden years, leading a physically active lifestyle can boost your energy level and your health.

How to reevaluate your budget now that the kids are gone

Learn how to reevaluate your budget after the kids move out, and live the life you've always wanted!

Why "Dancing with the Stars" is telling us now is the time to start dancing

Love it or hate it, Dancing With the Stars is a show that's making two critically important statements. First, it's serving to draw a distinct line between real dancing and lewd gesticulation, something that all too often passes for "expressive art" these days. And second, it's reminding people that there are some activities that'll keep you young forever.

Low-maintenance landscape tips to keep your lawn looking luscious

A lawn is like the wall-to-wall carpet of your yard; it provides softness underfoot, holds up well to traffic, and ties the place together. And although a lawn may not be as low-maintenance as a carpet, some key tips can help you to work less and enjoy more.

The best adults-only all-inclusives

If you'd like a vacation without having to deal with other people's kids, consider one of these five all inclusive adults only resorts.

Heart-healthy foods for the holidays

Heart-healthy holiday dining -- is there really such a thing? Yes! You can enjoy many of your favorite holiday foods without doing your heart or overall health mischief. It just takes a little planning, self-discipline and common sense. Let's look at some smart ways to eat, drink and be merry:

Seven little-known tax write-offs

Death and taxes are the only certainties in life. The good thing is that with taxes, at least, you can use deductions to legally lower the amount that you are required to pay. Here are seven little known tax deductions that can help you reduce your tax bill.

Why your old vinyl records are making a comeback

According to Nielsen SoundScan, which tracks U.S. audio sales, LPs were the fastest growing music format in 2010. In June of 2011, LP sales were up 40% over the same period in 2010. Vinyl pressing machines are no longer being built, but new albums are still being released by current bands and record stores still ship vinyl albums worldwide.

How should I invest if I'm on a fixed income?

Deciding where to put your money can be a risky business at any point in your life. You want solid returns while protecting your principal. Thinking about ways to allot your investments to protect against market volatility and secure your retirement can be enough to send you into panic mode or put you into the paralyzing grip of fear.

Why 60 is the new 40: How healthy lifestyles are putting the sizzle in senior

Skydiving and whitewater rafting? Check. Volunteering as an English teacher in a foreign country? Absolutely. From extreme sports to new careers, the generation that once declared "Don't trust anyone over 30" is putting the sizzle in senior and redefining expectations for retirement and aging.

You're never too old for great sex

If a 62-year-old woman can be active enough to even attempt to swim from Cuba to Florida, then there should be no problem with her having great sex. The idea that your sex life will be hindered by age is a myth.

Sipping the good life: Wine tasting your way around the globe

Pick from our list of top five wineries and wine producing areas in the world as you plan your epic globe-trotting adventure.

Why forgiveness is good for your health

When personal relationships go sour, it's easy to be consumed by feelings of distress and resentment. These feelings not only distract us from appreciating the blessings we do have, but they damage our mental, spiritual and physical health, as well.

It's never too late to start a garage band

There is no easier way to time travel back to a happy moment in life than with music. Our favorite songs keep us emotionally vibrant, and playing music is even more energizing. Thinking of getting back into playing with a band or playing for the first time? It might be easier than you think.

Holiday hosting? How to prepare your home for the holiday rush

Expecting family for the holidays? Have plans for dinners or open houses between Thanksgiving and the New Year? Better start preparing your home now to avoid the holiday rush. First, take a hard look at your surroundings to determine what needs brightening, cleaning or painting--and what your schedule and budget can accommodate.

How to set up a custodial account for your grandchild

Learn how to give your grandchildren money for their future, and ensure they don't blow it on frivolous items.

Hot casinos and gaming sites in the U.S.

Some of the hottest casinos in the U.S. aren't even to be found in Nevada. Here's a list of the top 5 best casino hotels west of the Rockies.

Art collecting for beginners: Where to start exploring your love of art

Art collecting is an enriching and potentially lucrative hobby for active adults. The field of art encompasses a wide range of styles, categories and objects, including sculpture, paintings, photography, collage and even found art and environmentally friendly recycled artistic projects.

How to talk to teen grandchildren

Teenage grandchildren can seem like they're from another world. To you, they seem different from who they are as children or who you expected them to become. Relating to them during their teenage years can be difficult in some ways, but it can also be fascinating. You can learn how the world has changed and how people move through their younger years in an evolving society, while growing closer to your grandchildren.

Vital vitamins: How your nutritional needs change as you age

As we grow older, our nutritional needs change along with our bodies. Though many of us already know that we need to consume fewer calories after our fortieth year, this doesn't mean that we need fewer nutrients. In fact, we even need more of certain nutrients in order to keep our bodies healthy and strong.

From power suits to passionate pursuits: Starting a creative second career

If retirement is on the horizon, learn how to get your second career started. Or, how to follow your passion!

Four unexpectedly romantic vacations for empty nesters

For an unexpectedly romantic vacation, forget Paris and travel off the beaten path to these other creative destinations.

Bucket Brigade

Don’t look now, but Millennials are making their ‘bucket lists’ and they have their adventurous grandparents to thank.

Don’t look now, but Millennials are making their ‘bucket lists’ and they have their adventurous grandparents to thank.

How to stay fit with Fido and other pets

Pets are great cuddlers, but they need their exercise just like humans do. Just like us, they need changes of scenery, fresh air, and muscle movement to keep them from getting depressed and gaining weight. And guess what? You're all they've got!

How new golf technologies can extend and improve your golf game

When it comes to playing golf, everyone seems to have a competitive streak because as we all know, the only opponent that counts is yourself. In theory, if you can quiet your mind enough to concentrate on your form and your swing, you can ace a hole every time. However, doing this is much more difficult than it sounds.

How to experience a perfect vacation on a budget

No matter if it's a cruise, luxury resort, or wine tasting tour, with a bit of research, you can be sure to find the perfect trip for your budget!

Downsizing tips for when the family moves out

After the kids move out, sorting and donating are two keys to help you downsize your home.

Stretching for anti-aging: It's what you do and how you do it

When most of us think "anti-aging," we think of the moisturizer counter or antioxidant-rich foods. But there's a powerful anti-aging weapon most of us are missing out on: Stretching.

Quick tips for optimal bone health

For optimal bone health, practice weight-bearing exercise, increase your calcium and vitamin D intake, stop smoking and limit alcohol!

Consider increasing your charitable giving to offset rising taxes

Learn how charitable giving can help you come tax time.

Warm weather escapes for the cold weather season

With winter just around the corner, it's time to start thinking about some warm and sunny destinations where you can cure your cabin fever. Whether you want to lay by the water and soak up the sun or get up and stay active during your winter retreat, there's something for everyone at these three warm weather escapes.

Kindle, Nook or iPad? Making the switch to an e-reader

In case you hadn't noticed, e-readers are taking the world by storm. But if you're a hardcore book-lover, don't get the wrong idea. Neither the Kindle, the Nook, or the iPad are out to spell an end to books as we know them. They're just serving to make them an awful lot easier to bring along with us wherever we wander. Here are a few tips to help you figure out which one is the better option for you if you're considering making the switch to an e-reader.

How to set a sophisticated Thanksgiving table

Thanksgiving dinner gives you the chance to slow down, enjoy delicious comfort food and relax with good company. A chic and cheerful table makes this holiday event that much better. Spice up your Thanksgiving table with these simple ideas to give thanks in style.

Bucket Brigade

Don’t look now, but Millennials are making their ‘bucket lists’ and they have their adventurous grandparents to thank.

Don’t look now, but Millennials are making their ‘bucket lists’ and they have their adventurous grandparents to thank.

Giving back with Senior Corps: How to get involved

For almost fifty years, Senior Corps has been connecting seniors with citizens and organizations that need their experience, expertise and unique skills.

It's never too late to train for your first triathlon: A how-to guide

Think you're too old for a triathlon? Think again! Attend any triathlon as a spectator, and you'll see all ages, from kids and teens to athletes in their 80s and 90s.

Birthday party theme ideas for your grandchildren

Your grandchild's birthday party is automatically fun by default, but you can make it extra special by opting for a suitable theme.

Can I ever stop paying taxes?

The U.S. Federal tax code is a gigantic document consisting of 72,536 pages, more or less. That's about 150 reams of paper, which, if you stacked them up, would reach 35 feet into the air. Can anyone understand our entire tax code? Doubtful. So it's fair to ask, "Under what conditions do I no longer have to pay Federal income taxes?"

Guided adventure-travel vacations on every continent

When we were younger, many of us had dreams of traveling the world with little more than a backpack and a map. But if you never got the chance to get away, or if you simply developed a taste for adventure later in life, it's good to know that it's never too late to pack your bags and go! What follows is a selection of some of the best guided adventure-travel vacations on every continent.