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How to apply for social security benefits online

Apr 13, 2012, 8:25 a.m.

Retirement is a joyous occasion people look forward to, but with it also comes some questions about benefits such as Social Security and how to get the ball rolling on receiving that monthly check.

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Although Social Security can begin between the ages of 62 and 70, the best time to start thinking about applying for benefits is about four months prior to your 65 th birthday. The good news is that it is really not a huge or complicated process that will have you knee-deep in a stack of paperwork or struggling to understand lengthy forms. There are several ways to apply for benefits such as calling or visiting your local Social Security office, but the easiest and fastest way is to file for Social Security benefits online. Applying for Social Security benefits online is the fast and easy way savvy seniors are choosing to apply for benefits. In fact, according to AARP, 41 percent of retired folks chose to file for social security benefits online last year.

No worries, it is a very user-friendly and simple process to file for social security benefits online. Simply visit the Social Security website, www.ssa.gov, and click on the "Apply Online for Retirement Benefits" link on the home page. It takes about 15 minutes and you are all set. As an added benefit, when you file for Social Security benefits online within four months of turning 65, your Social Security application will also be used to receive the Medicare benefits, which begins at the age of 65.

Once the required information has been submitted and you are finished applying for Social Security benefits online, simply kick-back, relax and let the retirement fun begin!

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