“I resolve that I will eat better and exercise more.” The diet and exercise resolution is one I make—and unfortunately break—every year.
I bet you remember the following line: “Not just a headache...but an Excedrin headache.” Remember that ad campaign? According to the commercial, Excedrin was reserved for the worst type of headache in the world. Grantor trusts—sometimes called living trusts—are popular documents that many retirees set up to avoid Excedrin headaches for their heirs.
With 296 days of sunshine in Phoenix (and Tucson slightly behind with 284 days, according to Current Results), here in sunny Arizona we don’t worry much about rainy days. However, if you read “70 percent chance of showers tomorrow,” what would you do? Postpone your golf game? Cancel your picnic? Grab an umbrella?
Owning a home has been an integral element of the American Dream for generations. But is ownership right for you? And if it is, how do you know if it’s the right time in your life to purchase a home?
Question: I’m retiring soon—Yay! How do I replace my paycheck?
For years, the real estate market has been a buyer’s world, with ample inventory, fewer qualified buyers, and highly motivated (desperate) sellers. This spring, some signs are pointing to a shift back toward a seller’s market. If you’re shopping for a home this spring and summer, chances are you’ll face increased competition from other buyers.
There are numerous efficient online personal finance software options to track, plan and monitor your income and spending.
A lump sum pension choice gives you more flexibility, but also comes with more risk than receiving monthly retirement checks for life.
Many retirees consider moving to a different state when they retire so their Social Security income is not included in state income taxation. Understanding which states tax this income can be important to older adults.
Index fund investing is one of the safest forms of investment you can make. Like any investment strategy, there are pros and cons to be considered.
Older workers need not fear salary negotiations because they have valuable experience and qualifications to sell to a potential employer. Start planning in advance with 5 questions to ask.
If Congress doesn't act soon, January 2013 will see the estate tax – the death tax – come roaring back to live with huge impact on those with estates valued at just $1 million.
If you overpay a bill online, correct it if you can; otherwise take action to avoid penalties and bounced checks that can affect your credit record.
Seniors will find pros and cons about using alternative financial services companies. It pays to investigate first and invest later; seniors should be very careful about using AFS.
As a mature worker, consider pension options that offer some growth, along with safety, security and tax deferral of your plan.