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Financial

The pros and cons of the lump sum pension

A lump sum pension choice gives you more flexibility, but also comes with more risk than receiving monthly retirement checks for life.

Retirees want to find states that do not tax Social Security benefits

Many retirees consider moving to a different state when they retire so their Social Security income is not included in state income taxation. Understanding which states tax this income can be important to older adults.

The pros and cons of index investing

Index fund investing is one of the safest forms of investment you can make. Like any investment strategy, there are pros and cons to be considered.

Important 5 questions for older job applicants to ask a employer

Older workers need not fear salary negotiations because they have valuable experience and qualifications to sell to a potential employer. Start planning in advance with 5 questions to ask.

It seems the estate tax will return with a vengeance in 2013

If Congress doesn't act soon, January 2013 will see the estate tax – the death tax – come roaring back to live with huge impact on those with estates valued at just $1 million.

Don’t panic if you accidentally overpay a bill online

If you overpay a bill online, correct it if you can; otherwise take action to avoid penalties and bounced checks that can affect your credit record.

The pros and cons of alternative financial services for seniors

Seniors will find pros and cons about using alternative financial services companies. It pays to investigate first and invest later; seniors should be very careful about using AFS.

Consider retirement options to find the best pension plan

As a mature worker, consider pension options that offer some growth, along with safety, security and tax deferral of your plan.

Who Wants to be a Millionaire!

Often demonized in current events, the Arizona millionaire—average age 63—is suffering an identity crisis.

5 tips on how to run a successful home business

Knowing how to run a home business and getting a few pointers can really make a difference in the success of your company.

What is Medigap and how can it help me?

Seniors should know more than “how do I sign up for social security.” They need to understand the importance of Medigap insurance to cover extra medical costs.

Earn and relax: How to make sure your money market funds are safe

Money market funds are designed to be low risk investment strategies and are good options to consider during financial planning.

SSDI vs. SSI: What's the difference?

Two popular government programs exist to help persons who are disabled or who have low incomes and limited resources. Compare the differences between SSDI and SSI here.

How to spot a "work from home" scam

If you’re looking for work, be wary of ads that offer work from home opportunities. Find out what some of the telltale signs of a work from home scam are.

Should I choose whole life insurance or term life insurance?

Find out what the differences are between whole life insurance and term life insurance and learn which one is best for you.