Should you switch Medicare plans?

Medicare word cloud collage, health concept background

By David Luna
Connie Health

Health care is expensive and constantly changing, especially for those 65 and older. Connie Health recommends you review your Medicare plan every year. Here are the important questions to ask, because open enrollment is now through December 7:

Are you getting the best deal?

Every year, smart shoppers find ways to save hundreds of dollars by switching to a Medicare Advantage plan. If you are already on a Medicare Advantage plan, you may be able to find a plan with lower monthly premiums and copays. On a $0 premium plan already? You can still check if there are plans that cover your prescription drugs at a lower cost than you are paying now. You can ensure that the plans with lower rates include the doctors that you trust.

Are you on the plan you need?

Now is the time to review your current plan. If you are on a Medicare Supplement plan, for example, switching to a Medicare Advantage PPO plan could save you thousands of dollars on premiums and get you extra benefits not covered by Original Medicare, such as dental, vision and hearing. Medicare Advantage PPO plans have become increasingly popular because they combine the lower premiums of Medicare Advantage with the out-of-network benefits that allow you to see any doctor, similar to a Medicare Supplement plan.

Are you getting the care you deserve?

In recent years, many Americans on Medicare have experienced a lack of access to quality care. It might be difficult for you to find quality doctors, or maybe you have a good doctor but they don’t accept your insurance plan. By switching your Medicare plan, you might unlock opportunities for better access to doctors.

Are you getting the most
out of your Medicare plan?

Not all plans are equal when it comes to benefits. Even if you have a $0 premium plan, getting a plan that covers the benefits you care about might save you money. Medicare Advantage plans cover benefits like dental, vision, hearing and gyms. They can even cover over-the-counter health and wellness products that you might be paying for out of pocket. Each plan covers these benefits differently, and it is important to find the plan that covers the benefits you care about. Luckily, with our easy-to-use Connie Health online tool and local agents, who are available seven days a week, you can review the benefits you care about and see which plan covers them best.

Visit or call 602-704-2344 to speak to a local licensed agent. Our service is free. Our Valley agents understand the local plans and health care networks and can help you make the right decision.